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San Diego Short Sale Help – Avoid Foreclosure

What is a Real Estate Short Sale?

A short sale is when you owe your mortgage lender more on your loan than your home isSan Diego Short Sale Help currently worth and you ask the mortgage bank to allow you to sell your home and forgive the difference. The reason that a mortgage bank would agree to a short sale is to avoid foreclosing on your home and the high costs associated with foreclosure.

How Does A San Diego Short Sale Benefit You?

By selling your home with a short sale in San Diego, you are settling your debt with the bank and avoiding foreclosure. Best of all, it doesn’t cost you anything to sell because the bank pays your closing costs and real estate commissions from the money they get for the sale of your home. If you foreclose on your home, it is possible that you will have to pay taxes on the difference of what you paid and what the bank can sell it for. They look at the money they lost as income to you. By selling your home fast using an expert San Diego short sale Realtor, you sell your home fast and let them do the negotiating on your behalf. You avoid harassing calls asking for money and you get walk away from your house with little or no penalties because of the Mortgage Forgiveness Debt Relief Act available to Californians. A professional short sale agent can also refer you to someone to help you repair your credit in as little as 6 months, giving you the opportunity to purchase another home.

Still Have Questions?

Every situation is unique; it’s even possible for you to save your home. To learn more, or to find out what options you have available to you, give us a call now. We are experienced real estate experts that are dedicated to helping our neighbors. There is no cost or obligation for speaking with us and your information will always remain strictly confidential. Call now, we can be reached directly at (858) 361-2728 or by filling out the form below.

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What Options Do You Have To Stop Foreclosure?

Due to current market conditions in San Diego county, you may have found yourself in a tough position if can no longer afford the payments on your home. Or possibly you are already facing foreclosure and need it to stop. This could have been caused by a loss in income, reduction of income or possibly the interest rate on your loan is adjusting or already has. If this sounds like your situation, you’re not alone. Fortunately, there are several options available to you, including saving your home and avoid losing it to foreclosure. We look forward to educating you about your options. Contact us today for a free consultation.