How To Become Pre-Approved

San Diego Mortgage Pre-Qualification

A mortgage loan pre-qualification is a calculated estimate of how much house you can afford and how much money a lender would be willing to loan you. The best time to get a pre-qualification is right before your home buying process, before you begin your search for properties in San Diego. This involves either sitting down with a lender or talking with one on the phone, and providing information on your income, assets, debts, and a potential down payment amount. The lender would then provide you with a ballpark figure in writing of how much he/she believes you would afford for a monthly mortgage. There is no cost involved and there is no commitment on either side. This process is necessary for home-buyers before their Realtor begins showing them properties.

Matt Hackett was formerly president of a prominent mortgage bank in San Diego that had responsibly assisted thousands of home owners with their financing needs. Having a Realtor that fully understands the nuances and educational component towards buying a home is what separates us from the rest of the pack. Our strong relationships with local banks & lenders have proven to be a powerful tool for your real estate financing.

For a free, no-hassle consultation and pre-qualification, contact us today!